Recent public opinion research indicates that Californians, regardless of political party or income level, are worried about the costs of growing older. Two-thirds of respondents in the research said that they are apprehensive about being able to afford long-term care. Sixty-three percent of respondents worry as much about paying for long-term care as they do for their future health care.
A majority of respondents could not afford more than three months of nursing home care at an average cost of six thousand dollars ($6,000) per month in California. About four in 10 respondents could not afford a single month of care at that rate. Among Latino voters, 88 percent said they do not have long-term care insurance or are not sure whether they are covered for supportive services like in-home care. Concerns about paying for long-term care cut across all income levels and all partisan affiliations.
The passage of AB 567 (Calderon) established the Long Term Care Insurance Task Force (Task Force) in the California Department of Insurance to explore the feasibility of developing and implementing a culturally competent statewide insurance program for long-term care services and supports.
The objectives of the Task Force include all of the following:
The Task Force shall recommend options for establishing a statewide long-term care insurance program and comment on the respective degrees of feasibility of those options in a report submitted to the commissioner, the Governor, and the Legislature on or before January 1, 2023. The report submitted to the Legislature shall be submitted in accordance with Section 9795 of the Government Code.
After the completion of the Feasibility Report, and to ensure an adequate benefit within a solvent program, the department will, no later than January 1, 2024, produce an actuarial report of the recommendations made by the Task Force. The report shall be shared with and approved by the members of the Task Force. If approved the report shall be submitted to the Legislature.
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Meetings of the Task Force are held on the third Thursday of certain months at 1:00 PM (PST). The following list comprises all scheduled meetings and may be updated at any time.
Members of the public are encouraged to provide their views and opinions by completing the various Questionnaires prepared for each of the Task Force meetings. Please select this link to visit our Questionnaires page.
If you have questions, would like to sign up to receive meeting notices via email, or would like to submit general comments on the work of the Task Force, please email: CDIBoards@insurance.ca.gov.
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